Alfred joined PWS Gulf in March 1999 from an Accounts background. As one of the company’s
two Senior Managers who reports directly to the Managing Director and the PWS Gulf Board,
his main expertise is Marine Insurance, and he oversees the company’s Marine portfolio.

He is also well-versed in non-marine and group medical and accident insurance. Alfred
graduated from Bombay University with a Bachelor of Commerce and is also a Fellow of the
Indian Insurance Institute.